The following are terms of a legal agreement between you and BusinessRefinery. By accessing, browsing, or using this Web site, you acknowledge that you have read, understood, and agree to be bound by these terms and to comply with all applicable laws and regulations.

BusinessRefinery may, without notice to you, at any time revise these Terms of Use and any other information contained in this Web site by updating this posting. BusinessRefinery may also make improvements or changes in the products, services, or programs described in this site at any time without notice.

Copyright Business Refinery, 2001 - 2007.
All rights reserved.

Business Refinery hereby authorizes you to view, print, copy and distribute information published by Business Refinery on this or any other publicly accessed site maintained by Business Refinery's World Wide Web server linked to this Legal Notice (collectively, the "Sites"), provided that (a) the information may be used internally (by you or any third party to whom you distribute it) only for informational, non-commercial purposes; (b) no fee may be charged for distribution of any information to any third party; and (c) any and all copyright or other proprietary notices that appear herein, together with this Legal Notice, must appear on all copies that you make or distribute.

Any product, process or technology published on the Sites may be the subject of Intellectual Property rights reserved by Business Refinery, its subsidiaries or licensors, and are not licensed hereunder. Any software programs and any corrections, updates or new versions of any software programs that may be made available by Business Refinery through the Sites are provided subject to the additional terms, conditions and restrictions indicated in the applicable section of the Sites.

It is our intent to inform you before we collect personally identifiable information, and tell you what we intend to do with it. You will have the option of not providing the information, in which case you may still be able to access other portions of this website, although you may not be able to access certain programs or services. In certain portions of this website, we also may enable you to "opt out" of certain uses of your information, or elect not to receive future communications or services.

If no additional terms are provided on such Sites, any software programs or software code is governed by this provision.

All information provided via the Sites, including, without limitation, any Business Refinery product or service plans, software programs, software code, offerings, or programs, statements of future directions, "white papers" or other technical or marketing materials (collectively, "Information") is intended for informational purposes only and is subject to change or withdrawal by Business Refinery at any time without notice. Business Refinery assumes no responsibility for the accuracy or completeness of the Information. THE INFORMATION IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, INCLUDING (WITHOUT LIMITATION) ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. Business Refinery FURTHER DISCLAIMS ANY LIABILITY IN CONNECTION WITH THE SITES OR THE INFORMATION PROVIDED HEREIN. Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you. IN NO EVENT WILL Business Refinery BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES FOR ANY USE OF THE SITES, THE INFORMATION, OR ON ANY OTHER HYPERLINKED WEBSITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM OR OTHERWISE, EVEN IF Business Refinery IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Unless expressly provided otherwise by Business Refinery, all comments, feedback, information or materials submitted to Business Refinery through or in association with the Sites shall be considered non-confidential and Business Refinery's property. By submitting such comments, feedback, information or materials to Business Refinery, you agree to a no-charge assignment to Business Refinery of all worldwide rights, title and interest in copyrights and other intellectual property rights to the comments, feedback, information or materials. Business Refinery shall be free to use, copy or distribute such comments, feedback, information or materials on an unrestricted basis without accounting to you.

The Sites may contain hyperlinks to other Web sites controlled by parties other than Business Refinery. Business Refinery is not responsible for and does not endorse the contents or use of these Web sites.